It has certainly spread around that loans can be applied for over the Internet, which many may not yet know is that these are often even cheaper and have lower interest rates than if you go to the bank counter. This is simply because banks have a lower cost through the internet, and sometimes they pass that on in the form of lower interest rates, so if you want to take out a loan, you should do so over the internet.
Which bank has good credit conditions ?
This can be easily found out with the credit comparison .
The loan comparison has updated all the conditions of the banks daily and provides them with a simple query available, this is in the credit comparison, the desired loan amount and selects the appropriate maturity , already appear those banks with the best terms.
Here, the loan comparison also acts the same as a loan calculator , because this is calculated based on the loan amount and the term of the monthly loan installment , so you immediately know what a credit cost. If the monthly rate is too high, you extend the term.
What you should know is that banks also have different rates of interest within their own bank, depending on loan amount and term, which means that you should specifically enter the amount of credit you need to get the right result.
Some good internet loans :
The Volksbanks and Raiffeisenbanks have joined forces to jointly offer – which can be applied for on the internet with loan amounts ranging from € 1,000 to € 7,000 .
The German Kreditbank also offers a loan on the Internet, this is connected to the Internet account, which can be obtained for free, here are possible loan amounts from 2,500 euros to 50,000 euros . If you have credits in your account, you will currently receive a credit interest of 2.05% pa, which is very good, which is very rare to get in a checking account .
Another very good credit provider is which is especially for loans with short-term, ie 12 months, particularly low rates in small loans ( 2,000 euros are), this is very well suited to his checking account balance, because if you checking account overdrawn This means that you pay much higher interest rates, which are often between 8% to 16%; at , this special loan currently costs 2.99% pa