The PTZ offers opportunities to buy in new.
If you buy a finished property never lived on plan or property under construction, the Zero Rate Loan can help you become a homeowner, under conditions: http://adkoutreach.org fleshes this out
- You must be a first-time buyer or have not seen having owned your principal residence for at least 2 years
- Your purchase must be at your principal residence
- You must acquire a new completed dwelling and never lived or a housing under construction
- Respect a ceiling of resources defined according to your family situation, the location of the housing and its cost
Partially finance the construction of your house:
You have your house built and you are looking for a loan on preferred terms. You may be able to benefit from the Zero Rate Loan for your construction.
Purchase of your completed new apartment
Partially finance the purchase of your completed new apartment never lived or off plan:
You buy a completed new apartment never lived or a flat off plan. If you meet all of the PTZ eligibility requirements, then you can finance a portion of your purchase through the Zero Rate Loan.
Partially finance a purchase not initially assimilated to the new one:
You buy premises not originally intended for housing, or an old housing requiring or having been the subject of major renovation work making it new in the sense of tax regulations. You can, under conditions, benefit from the PTZ to finance your housing. For example, the government has established several options to take advantage of the Zero Rate Loan for a purchase in the new one for your principal residence. For further information on obtaining a Zero Rate Loan, please consult the terms and conditions of the PTZ