The company, by its activity, undergoes many expenses. Yet these are not all financeable by a professional credit.
In fact, the financiers favor the goods which remain permanently in the company and which participate in the realization of the turnover.
In addition, on certain assets, banks have the possibility to secure themselves by a mortgage or a pledge, which facilitates access to credit.
In this section, we indicate the appropriate financing solutions by type of financial needs of the company.
International transactions most often encourage companies to use credit institutions. And for good reason, international trade generally leads to an increase in cash requirements. These companies are turning to the banks to finance the operations they carry out abroad. International financing methods are numerous. In addition to foreign currency advance, factoring and export credit solutions, they can also benefit from these short-term financing tools. This involves the mobilization of claims born abroad (MCNE) and the documentary credit (CREDOC).
Financing of operating needs by PBI
Business leaders are well aware: “To make money, you also need to invest”. But besides investment needs, the business must also deal with those arising from the business cycle. That is to say, the requirements of its production activity. In fact, to help companies deal with cash flow difficulties, PBIfrance offers financing schemes.
How to finance a franchise?
Franchising is a sector that has developed a lot in recent years because it would limit the risks compared to an independent business creation. In addition, it is active in many areas of activity such as catering, clothing, services, real estate transactions, etc. Given the proven success of the concept, it is possible to obtain financing. to prove more easy.
Investment financing by PBI
Since its launch in 2012, the Public Investment Bank (PBI) has not stopped developing its business financing offers. Start-ups, small businesses, SMEs, medium-sized companies, many of them use this banking institution for their investment needs. It also facilitates access to credit. This is not necessarily the case with traditional institutions. Nevertheless, PBI works alongside conventional banks to support innovation and promote business development. It offers them to support their investments through a multitude of financing solutions. Loans, subsidies, support services… it’s according to needs and requirements.
How to finance a business?
When taking over a business , the buyer invests a portion of his savings in order to build his personal contribution but it must often be supplemented by external financing such as a professional credit.
Inventories are goods or commodities that occur in the business’s operating cycle. Moreover, its management represents a lever of competitiveness of the most important for companies. Indeed, it is important to guarantee all the orders and to limit as much as possible the costs related to storage. Thus, finding the ideal stock level is crucial for finding the best stock finance for the business.
How to finance real estate business?
Professional real estate or business real estate brings together all the buildings and other structures that are the property of the company, whether used in the context of the professional exercise of an activity or not.
Goodwill, no door, commercial lease: the differences
Goodwill, no door and commercial lease are 3 distinct property concepts. If a contractor plans to start his own business, he is led to buy a business. If it leases premises to carry out its activities, the commercial lease contract may stipulate the payment of no door or lease right. This topic is precisely the light on this subject.
Business start-up: Do you have to buy the company’s assets or securities?
Becoming one’s own employer is often easier said than done. But, in addition to starting a business, business recovery is also a real opportunity for young entrepreneurs. In this sense, two options are possible: buy back the business or buy back the company’s shares. Before choosing the professional project in which one wishes to embark, it is better to measure the consequences of each modality.
How to finance professional equipment?
For the operation of your business, you need financial, human and material resources. Material resources are all the goods that are used by human resources to perform their work. It exists under several categories and several modes of financing these material resources are at the disposal of the contractor so that he can acquire them.
Buy or rent your business premises: What to do?
To carry out its commercial activities in a workshop, offices, a shop, a warehouse… a company has the choice between buying and renting premises. It is the same for other activities such as law firms, notary studies, etc. Whether the preference is for buying or renting premises, each solution has its strengths and weaknesses.